BPI Net Empresas: Your Digital Corporate Banking Portal

BPI Net Empresas is Banco BPI's specialized Corporate Internet Banking service, offering businesses a comprehensive platform for integrated account management. This digital portal empowers companies to conduct a broad spectrum of national and international financial operations with remarkable speed, convenience, and unwavering security. Designed to streamline your corporate banking needs, BPI Net Empresas acts as your central hub for efficient financial oversight. Through this powerful online account management system, companies gain immediate access to up-to-date financial information and the ability to execute banking transactions swiftly. It's a user-friendly digital environment, accessible from any workstation, promoting increased productivity by optimizing management processes and significantly reducing the time spent on daily administrative tasks.

Enrollment Eligibility for Your BPI Business Account

• To begin, your company must print the necessary registration documents from the BPI website.
• If you plan to have more than two users, ensure you include the appropriate number of additional User Registration forms.
• The legal representatives of your company must accurately complete and sign all forms.
• Submit the completed forms to your designated BPI Account Manager.
• If your company is not yet a BPI client, you will first need to open an account at any BPI Branch or BPI Business Centre.
• Specific forms required include: Registration - Client (one form per client), Registration - User (one form for each identified user), and an Authorisation Matrix (one form per client).

Accessing Your BPI Business Digital Portal

1. After your registration is validated by BPI, you will receive your unique Access Codes via both email and SMS.
2. If your profile or operations require it, a Coordinates Card will be sent to your specified address. You must activate this card directly within BPI Net Empresas.
3. When logging into your digital portal, you will only be asked to provide your Membership no./Username and your Password.
4. BPI will never ask you to input all codes from your personal Coordinates Card during login, nor will it request your mobile phone details (such as number, manufacturer, model, operating system, IMEI, or ICCID). Be wary of any prompts to download software.
5. For maximum security, always type the full and correct website address into your browser's address bar. Avoid logging in through links found in emails or from general search engine results, as these could be fraudulent attempts to compromise your online banking credentials.

Managing Your Company's Finances Online with BPI Net Empresas

• Gain comprehensive, integrated management of both your BPI and CaixaBank accounts, especially useful for Iberian Solutions.
• Access real-time, updated information about your company's financial standing at any moment.
• Effortlessly check your integrated position, view balances, and monitor movements across your deposit and current accounts.
• Track company credit card balances and movements, and easily activate business and corporate cards.
• Download customized statements of movements for detailed record-keeping.
• Access and manage essential documentation in a convenient digital format.
• Execute various types of transfers, including those between your company accounts, BPI accounts, and interbank transfers.
• Submit files for streamlined wage payments to your employees.
• Process transfers and collections efficiently by file.
• Review and manage foreign transactions with ease.
• Handle payments for services, payments to the State, and social security contributions (TSU) directly through the platform.
• Utilize BPI Confirming for efficient management of supplier payments, potentially improving payment terms and securing valuable trade discounts.
• Benefit from Factoring services for invoice management and collection, with options for risk hedging and advance payments.
• Access propositions for the collection and discounting of bills, enhancing your cash flow management.
• Enjoy a user-friendly interface that is accessible from any work post, increasing operational flexibility.
• Define various user profiles to accurately reflect your company's internal hierarchical structure, ensuring appropriate access levels.
• Take advantage of the fact that both registration and ongoing usage of BPI Net Empresas are provided free of charge.

When Access to Your BPI Business Platform is Interrupted

Securing Your Corporate Banking Digital Environment

• 🔒 Always type the complete official web address (bancobpi.pt/empresas/bpi-net-empresas) directly into your browser's address bar to avoid fraudulent websites.
• 🔒 Be highly suspicious of any request for mobile phone details or prompts to download software during login; BPI will never ask for these.
• 🔒 Understand that BPI will only ask for a single code from your Coordinates Card or one code combined with an SMS code for transactions, never for all codes at once.
• 🔒 Exercise extreme caution with unsolicited SMS messages and avoid clicking on any links they may contain, as they could be phishing attempts.
• 🔒 Before entering any personal or confidential details, always verify that you are on a secure and legitimate BPI site by checking its security certificate.
• 🔒 Ensure your operating system and internet browser are kept fully updated with the latest security patches.
• 🔒 Install and regularly update reputable antivirus and antispyware software, performing frequent system scans to protect your corporate banking environment.
• 🔒 Proactively review your bank account statements on a regular basis. Report any unusual or unauthorized activity to Banco BPI immediately.
• 🔒 Select strong, unique PINs, passwords, and access codes that are difficult to guess, and under no circumstances should you share your personal Coordinates Card or login credentials with anyone.

Top Questions About Your BPI Business Online Experience