Fidelity Plan Manager: Employer SIMPLE IRA Contributions & Access

The Fidelity Plan Manager offers an intuitive digital portal specifically designed for employers managing a SIMPLE IRA Plan. This online account management platform simplifies the process of handling your company's retirement contributions, helping to reduce administrative burdens and potential errors. It provides a convenient and secure way for plan sponsors to oversee employee retirement savings. This dedicated service from Fidelity empowers small business owners to efficiently process contributions and manage their SIMPLE IRA Plan details electronically. By leveraging this user dashboard, you gain control over critical aspects of your retirement plan, ensuring timely and accurate funding for your employees' financial futures.

Activating Your Fidelity Plan Manager Access

• Be a Fidelity defined contribution (DC) plan recordkeeping client for your SIMPLE IRA Plan.
• Complete new user registration for the Plan Manager to establish your unique username and password.
• Provide your Funding Account Number during the registration process. This number can be found on your Electronic Funds Transfer confirmation or your Monthly Investment Report.

Logging Into Your SIMPLE IRA Contribution Center

1. Navigate to the official Fidelity Plan Manager login page at https://planmanager.fidelity.com.
2. Enter your established Username and Password in the designated fields.
3. If you are a new user, follow the registration prompts, which will ask for verification information and your Funding Account Number.

Managing Employee Contributions & Plan Data

• Process electronic contributions for your SIMPLE IRA Plan, eliminating the need for physical checks.
• Access the service 24/7, though some services may have maintenance periods.
• Reduce errors in managing retirement plan contributions.
• Enter contributions for both the Current Year and Prior Year (note: Prior Year contributions may not be available from October 15 to December 31).
• Utilize the option to populate current year contributions with the most recently entered amounts for efficiency.
• View employee lists, account numbers, and specific contribution amounts.
• Initiate requests to remove terminated participants from your Plan Manager roster.
• Expect your bank account to be debited and assets posted to employee accounts, generally within two business days.
• Understand that established investment selections will be purchased at the next available price once funds arrive at Fidelity.

Restoring Access to Your Employer Investment Account

Securing Your Plan Manager Digital Experience

• 🔒 Always access the Fidelity Plan Manager through its official URL, https://planmanager.fidelity.com, to prevent phishing attempts.
• 🔒 Create a strong, unique password for your employer account and consider using a password manager.
• 🔒 Be vigilant about unsolicited communications asking for your login details; Fidelity will not request sensitive information via email or unofficial channels.
• 🔒 Utilize any multi-factor authentication features offered by Fidelity to add an extra layer of security to your digital portal access.
• 🔒 Regularly review your account activity to quickly identify and report any suspicious transactions or unauthorized access.

Answers to Key SIMPLE IRA Plan Inquiries