MBOS Login: Your New Jersey Pension & Benefits Account

The Member Benefits Online System (MBOS) is your dedicated digital portal for managing New Jersey pension and health benefit information. This secure platform empowers both active employees and retirees to access critical details about their benefits from anywhere. It streamlines the process of reviewing personal statements, designating beneficiaries, and managing various applications related to your retirement and health benefits. This online account management system is designed to provide convenient, self-service access to your valuable information.

What You Need to Begin Your MBOS Journey

• You need a unique Logon ID and Password.
• Your Social Security number is required for registration.
• You must have your membership number (for active employees) or retirement number (for retirees). Active members can find this on their paystub or through their Human Resources department. Retirees can locate it on their statement of allowances and deductions or any correspondence from the Division.
• You will need a valid email address and telephone number for account setup and communication.
• You must register with both the MBOS system and the myNewJersey website to create your linked digital profile.
• Multi-Factor Authentication (MFA) is a mandatory security measure, which you will set up using an authenticator app or by registering your cell phone for text message verification.

Signing Into Your New Jersey Benefits Account

1. Open your web browser and go to the official New Jersey Division of Pensions & Benefits website at www.nj.gov/treasury/pensions.
2. On the homepage, locate and click the "Access my MBOS Account" or "Log on to MBOS or EPIC" button.
3. You will be directed to the myNewJersey login page. Enter your myNewJersey Logon ID and Password in the designated fields.
4. Click the "Log On" button to proceed.
5. Once logged into myNewJersey, look for the "Pensions and Benefits Channel" on your homepage. Click the "MBOS and EPIC" button to enter your MBOS portal.
6. If you manage multiple pension fund accounts or have access to EPIC, you may need to select your specific "user role" to view the correct account information.

Managing Your Pension and Health Information Digitally

• Access your comprehensive pension account information.
• Retrieve your personalized Personal Benefits Statement.
• Easily designate or update beneficiaries for active death benefits, life insurance, and pension.
• Submit applications for pension loans and withdrawals.
• Initiate and track your retirement application.
• View and download your important letters and statements.
• Active employees can review payroll certifications.
• Generate retirement and purchase estimates to plan for your future.
• Submit necessary proof of age documentation online.
• Retirees can modify their tax withholdings directly within the portal.

When You Can't Access Your MBOS Profile

Ensuring Your MBOS Online Account Remains Secure

• 🔒 Always use a strong, unique password that combines uppercase and lowercase letters, numbers, and symbols. Your password must be at least 6 characters long and include elements from at least two character groups.
• 🔒 Never share your Logon ID or Password with anyone, as this can compromise your pension and benefit data.
• 🔒 Enable and utilize Multi-Factor Authentication (MFA) to add an extra layer of protection to your account, making it significantly harder for unauthorized individuals to gain access.
• 🔒 Regularly review your account activity for any unfamiliar transactions or changes, reporting suspicious behavior immediately.
• 🔒 Log out of your MBOS account and close your browser window after each session, especially when using a public or shared computer.

Quick Answers for MBOS Account Holders